Your risk management partner, with a smart risk financing solution
Join our network of like-minded,
risk-focused Housing Associations –
The Overark Community
Achieving Value for Money at every risk level through a full understanding and control of your Total Cost of Risk
Working with Housing Associations
to deliver consistency of cost and
quality of cover

​Overark is a specialist risk advisor operating exclusively within the Social Housing sector. Our aim is to become a trusted risk and insurance partner to the board, risk function and insurance team of each and every Housing Association we work with.

By combining risk engineering and management capabilities with access to the multiple financial and non-financial benefits of a self-insurance programme, we help Housing Associations achieve greater risk control, increased transparency, enhanced governance, greater flexibility, guaranteed costs and better overall Value for Money.

Overark is an FCA approved Appointed Representative of Asta Underwriting Management Limited and an approved Lloyds Coverholder, providing A-rated insurance solutions.



OverArk Community

At Overark, we are committed to promoting the highest professional standards. Join our network of like-minded, risk-focused professionals focused on advancing best practice and innovation through sharing knowledge, insight and experience. Join us today by registering here.


The total cost of risk in social housing

Prevention, as the saying goes, is often better than cure. And while traditional insurance can help organisations to bear the costs of losses – and act as a partial “cure” – it does not necessarily address other, often hidden, costs that stem from an insured event. Nor does insurance necessarily help to mitigate risks and prevent losses occurring in the first place. This is where an understanding of the Total Cost of Risk can help organisations to reduce their loss exposure and associated costs, experts say.

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